Median home value in zip code 28203 (Charlotte, NC) is $681K, up 0.1% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$681,295

YoY Change

+0.1%

AFFORDABILITY

Enter your income for 28203 (Charlotte).

Income (annual)

Down Payment

$136,259 on $681,295

Out of reach — 67.1% of income

Need $179,614/yr to afford.

PITI$4,191

P/I67.1%

Afford$284K

Gap-$397K

P&I $3,445Tax $596Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28203 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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