Zip Code

28204

Charlotte, NCCharlotte-Concord-Gastonia, NC-SC

Median home value in zip code 28204 (Charlotte, NC) is $580K, up 0.0% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$580,353
YoY Change
+0.0%
AFFORDABILITY

Enter your income for 28204 (Charlotte).

$116,071 on $580,353
Out of reach — 57.5% of income

Need $153,943/yr to afford.

PITI$3,592
P/I57.5%
Afford$283K
Gap-$298K
P&I $2,935Tax $508Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28204 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis
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