Median home value in zip code 28204 (Charlotte, NC) is $580K, up 0.0% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →
Home Value$580,353
YoY Change
+0.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for 28204 (Charlotte).
$116,071 on $580,353
Out of reach — 57.5% of income
Need $153,943/yr to afford.
PITI$3,592
P/I57.5%
Afford$283K
Gap-$298K
P&I $2,935Tax $508Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
28204 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View Charlotte-Concord-Gastonia, NC-SC analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free