Median home value in zip code 28204 (Charlotte, NC) is $580,353, up 0.0% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$580,353

YoY Change

+0.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 28204 (Charlotte).

Income (annual)

Down Payment

$116,071 on $580,353

Example: $75,000 household income. Change it above to see your own.

Out of reach57.5% of income

Need $153,943/yr to afford.

PITI$3,592

P/I57.5%

Afford$283K

Gap-$298K

P&I $2,935Tax $508Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28204 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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