Median home value in zip code 28208 (Charlotte, NC) is $296,632, down 3.3% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$296,632

YoY Change

-3.3%

Prices falling — better for buyers.

Affordability

Enter your income for 28208 (Charlotte).

Income (annual)

Down Payment

$59,326 on $296,632

Example: $75,000 household income. Change it above to see your own.

Stretch30.5% of income

Above 28% but manageable with cuts.

PITI$1,909

P/I30.5%

Afford$272K

Gap-$25K

P&I $1,500Tax $260Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28208 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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