Median home value in zip code 28213 (Charlotte, NC) is $324K, down 2.4% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$324,142

YoY Change

-2.4%

AFFORDABILITY

Enter your income for 28213 (Charlotte).

Income (annual)

Down Payment

$64,828 on $324,142

Stretch — 33.2% of income

Above 28% but manageable with cuts.

PITI$2,073

P/I33.2%

Afford$274K

Gap-$51K

P&I $1,639Tax $284Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

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Metro Analysis

28213 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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