Median home value in zip code 28214 (Charlotte, NC) is $333K, down 1.3% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →
Home Value$333,394
YoY Change
-1.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for 28214 (Charlotte).
$66,679 on $333,394
Stretch — 34% of income
Above 28% but manageable with cuts.
PITI$2,128
P/I34%
Afford$274K
Gap-$59K
P&I $1,686Tax $292Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
28214 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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