Median home value in zip code 28214 (Charlotte, NC) is $333,394, down 1.3% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$333,394

YoY Change

-1.3%

Prices falling — better for buyers.

Affordability

Enter your income for 28214 (Charlotte).

Income (annual)

Down Payment

$66,679 on $333,394

Example: $75,000 household income. Change it above to see your own.

Stretch34% of income

Above 28% but manageable with cuts.

PITI$2,128

P/I34%

Afford$274K

Gap-$59K

P&I $1,686Tax $292Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28214 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.