Zip Code

28214

Charlotte, NCCharlotte-Concord-Gastonia, NC-SC

Median home value in zip code 28214 (Charlotte, NC) is $333K, down 1.3% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$333,394
YoY Change
-1.3%
AFFORDABILITY

Enter your income for 28214 (Charlotte).

$66,679 on $333,394
Stretch — 34% of income

Above 28% but manageable with cuts.

PITI$2,128
P/I34%
Afford$274K
Gap-$59K
P&I $1,686Tax $292Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28214 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis
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28214 (Charlotte, NC) Housing Market | CrashWatch