Median home value in zip code 28215 (Charlotte, NC) is $347,051, down 1.8% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$347,051

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 28215 (Charlotte).

Income (annual)

Down Payment

$69,410 on $347,051

Example: $75,000 household income. Change it above to see your own.

Stretch35.3% of income

Above 28% but manageable with cuts.

PITI$2,209

P/I35.3%

Afford$275K

Gap-$72K

P&I $1,755Tax $304Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28215 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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