Zip Code

28215

Charlotte, NCCharlotte-Concord-Gastonia, NC-SC

Median home value in zip code 28215 (Charlotte, NC) is $347K, down 1.8% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$347,051
YoY Change
-1.8%
AFFORDABILITY

Enter your income for 28215 (Charlotte).

$69,410 on $347,051
Stretch — 35.3% of income

Above 28% but manageable with cuts.

PITI$2,209
P/I35.3%
Afford$275K
Gap-$72K
P&I $1,755Tax $304Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28215 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis
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28215 (Charlotte, NC) Housing Market | CrashWatch