Median home value in zip code 28216 (Charlotte, NC) is $318,051, down 1.9% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$318,051

YoY Change

-1.9%

Prices falling — better for buyers.

Affordability

Enter your income for 28216 (Charlotte).

Income (annual)

Down Payment

$63,610 on $318,051

Example: $75,000 household income. Change it above to see your own.

Stretch32.6% of income

Above 28% but manageable with cuts.

PITI$2,037

P/I32.6%

Afford$273K

Gap-$45K

P&I $1,608Tax $278Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28216 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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