Zip Code

28217

Charlotte, NCCharlotte-Concord-Gastonia, NC-SC

Median home value in zip code 28217 (Charlotte, NC) is $324K, down 2.1% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$324,304
YoY Change
-2.1%
AFFORDABILITY

Enter your income for 28217 (Charlotte).

$64,861 on $324,304
Stretch — 33.2% of income

Above 28% but manageable with cuts.

PITI$2,074
P/I33.2%
Afford$274K
Gap-$51K
P&I $1,640Tax $284Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28217 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis
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28217 (Charlotte, NC) Housing Market | CrashWatch