Median home value in zip code 28226 (Charlotte, NC) is $662K, up 2.2% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$661,647

YoY Change

+2.2%

AFFORDABILITY

Enter your income for 28226 (Charlotte).

Income (annual)

Down Payment

$132,329 on $661,647

Out of reach — 65.2% of income

Need $174,643/yr to afford.

PITI$4,075

P/I65.2%

Afford$284K

Gap-$378K

P&I $3,346Tax $579Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28226 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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