Median home value in zip code 28262 (Charlotte, NC) is $343K, down 1.9% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$343,389

YoY Change

-1.9%

AFFORDABILITY

Enter your income for 28262 (Charlotte).

Income (annual)

Down Payment

$68,678 on $343,389

Stretch — 35% of income

Above 28% but manageable with cuts.

PITI$2,187

P/I35%

Afford$275K

Gap-$69K

P&I $1,736Tax $300Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28262 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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