Median home value in zip code 28269 (Charlotte, NC) is $358K, down 2.5% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$357,912

YoY Change

-2.5%

AFFORDABILITY

Enter your income for 28269 (Charlotte).

Income (annual)

Down Payment

$71,582 on $357,912

Out of reach — 36.4% of income

Need $97,414/yr to afford.

PITI$2,273

P/I36.4%

Afford$276K

Gap-$82K

P&I $1,810Tax $313Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28269 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free