Median home value in zip code 28270 (Charlotte, NC) is $669,022, up 1.9% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$669,022

YoY Change

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 28270 (Charlotte).

Income (annual)

Down Payment

$133,804 on $669,022

Example: $75,000 household income. Change it above to see your own.

Out of reach65.9% of income

Need $176,486/yr to afford.

PITI$4,118

P/I65.9%

Afford$284K

Gap-$385K

P&I $3,383Tax $585Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28270 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.