Median home value in zip code 28277 (Charlotte, NC) is $606,512, up 1.2% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Home Value$606,512

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 28277 (Charlotte).

Income (annual)

Down Payment

$121,302 on $606,512

Example: $75,000 household income. Change it above to see your own.

Out of reach60% of income

Need $160,629/yr to afford.

PITI$3,748

P/I60%

Afford$283K

Gap-$323K

P&I $3,067Tax $531Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28277 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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