Zip Code

28277

Charlotte, NCCharlotte-Concord-Gastonia, NC-SC

Median home value in zip code 28277 (Charlotte, NC) is $607K, up 1.2% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$606,512
YoY Change
+1.2%
AFFORDABILITY

Enter your income for 28277 (Charlotte).

$121,302 on $606,512
Out of reach — 60% of income

Need $160,629/yr to afford.

PITI$3,748
P/I60%
Afford$283K
Gap-$323K
P&I $3,067Tax $531Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28277 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis
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