Median home value in zip code 28405 (Wilmington, NC) is $365,766, down 2.5% year over year. Part of the Wilmington, NC metropolitan area.

Home Value$365,766

YoY Change

-2.5%

Prices falling — better for buyers.

Affordability

Enter your income for 28405 (Wilmington).

Income (annual)

Down Payment

$73,153 on $365,766

Example: $75,000 household income. Change it above to see your own.

Out of reach36.1% of income

Need $96,686/yr to afford.

PITI$2,256

P/I36.1%

Afford$284K

Gap-$82K

P&I $1,850Tax $256Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28405 is part of the Wilmington, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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