Zip Code

28405

Wilmington, NCWilmington, NC

Median home value in zip code 28405 (Wilmington, NC) is $366K, down 2.5% year over year. Part of the Wilmington, NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Wilmington, NC metro →

Home Value$365,766
YoY Change
-2.5%
AFFORDABILITY

Enter your income for 28405 (Wilmington).

$73,153 on $365,766
Out of reach — 36.1% of income

Need $96,686/yr to afford.

PITI$2,256
P/I36.1%
Afford$284K
Gap-$82K
P&I $1,850Tax $256Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28405 is part of the Wilmington, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Wilmington, NC analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free