Median home value in zip code 28409 (Wilmington, NC) is $501,559, down 0.2% year over year. Part of the Wilmington, NC metropolitan area.

Home Value$501,559

YoY Change

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for 28409 (Wilmington).

Income (annual)

Down Payment

$100,312 on $501,559

Example: $75,000 household income. Change it above to see your own.

Out of reach48.6% of income

Need $130,157/yr to afford.

PITI$3,037

P/I48.6%

Afford$289K

Gap-$213K

P&I $2,536Tax $351Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28409 is part of the Wilmington, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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