Median home value in zip code 28412 (Wilmington, NC) is $387,033, down 2.0% year over year. Part of the Wilmington, NC metropolitan area.

Home Value$387,033

YoY Change

-2.0%

Prices falling — better for buyers.

Affordability

Enter your income for 28412 (Wilmington).

Income (annual)

Down Payment

$77,407 on $387,033

Example: $75,000 household income. Change it above to see your own.

Out of reach38% of income

Need $101,914/yr to afford.

PITI$2,378

P/I38%

Afford$285K

Gap-$102K

P&I $1,957Tax $271Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28412 is part of the Wilmington, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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