Median home value in zip code 28428 (Carolina Beach, NC) is $590,385, down 2.7% year over year. Part of the Wilmington, NC metropolitan area.

Home Value$590,385

YoY Change

-2.7%

Prices falling — better for buyers.

Affordability

Enter your income for 28428 (Carolina Beach).

Income (annual)

Down Payment

$118,077 on $590,385

Example: $75,000 household income. Change it above to see your own.

Out of reach56.8% of income

Need $152,100/yr to afford.

PITI$3,549

P/I56.8%

Afford$291K

Gap-$299K

P&I $2,985Tax $413Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28428 is part of the Wilmington, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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