Median home value in zip code 28431 (Chadbourn, NC) is $164,566, up 6.7% year over year.

Home Value$164,566

YoY Change

+6.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 28431 (Chadbourn).

Income (annual)

Down Payment

$32,913 on $164,566

Example: $75,000 household income. Change it above to see your own.

Affordable17.6% of income

Under the 28% guideline.

PITI$1,097

P/I17.6%

Afford$263K

Room+$98K

P&I $832Tax $115Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.