Median home value in zip code 28465 (Oak Island, NC) is $584K, up 0.4% year over year. Part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro →

Home Value$584,323

YoY Change

+0.4%

AFFORDABILITY

Enter your income for 28465 (Oak Island).

Income (annual)

Down Payment

$116,865 on $584,323

Out of reach — 56.2% of income

Need $150,600/yr to afford.

PITI$3,514

P/I56.2%

Afford$291K

Gap-$293K

P&I $2,955Tax $409Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28465 is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Myrtle Beach-Conway-North Myrtle Beach, SC-NC analysis

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