Median home value in zip code 28478 (Willard, NC) is $217,009, down 0.4% year over year. Part of the Wilmington, NC metropolitan area.

Home Value$217,009

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 28478 (Willard).

Income (annual)

Down Payment

$43,402 on $217,009

Example: $75,000 household income. Change it above to see your own.

Affordable22.4% of income

Under the 28% guideline.

PITI$1,399

P/I22.4%

Afford$271K

Room+$54K

P&I $1,097Tax $152Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28478 is part of the Wilmington, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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