Median home value in zip code 28501 (Kinston, NC) is $92,901, up 2.8% year over year. Part of the Kinston, NC metropolitan area.

Home Value$92,901

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 28501 (Kinston).

Income (annual)

Down Payment

$18,580 on $92,901

Example: $75,000 household income. Change it above to see your own.

Affordable11% of income

Under the 28% guideline.

PITI$685

P/I11%

Afford$237K

Room+$144K

P&I $470Tax $65Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28501 is part of the Kinston, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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