Median home value in zip code 28512 (, NC) is $598,109, up 0.9% year over year. Part of the Morehead City, NC metropolitan area.

Home Value$598,109

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 28512 (null).

Income (annual)

Down Payment

$119,622 on $598,109

Example: $75,000 household income. Change it above to see your own.

Out of reach57.5% of income

Need $153,986/yr to afford.

PITI$3,593

P/I57.5%

Afford$291K

Gap-$307K

P&I $3,024Tax $419Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28512 is part of the Morehead City, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Morehead City, NC analysis

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