Median home value in zip code 28516 (Beaufort, NC) is $415,642, up 2.7% year over year. Part of the Morehead City, NC metropolitan area.

Home Value$415,642

YoY Change

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 28516 (Beaufort).

Income (annual)

Down Payment

$83,128 on $415,642

Example: $75,000 household income. Change it above to see your own.

Out of reach40.7% of income

Need $108,986/yr to afford.

PITI$2,543

P/I40.7%

Afford$286K

Gap-$130K

P&I $2,102Tax $291Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28516 is part of the Morehead City, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Morehead City, NC analysis

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