Median home value in zip code 28523 (Cove City, NC) is $182,314, up 2.2% year over year. Part of the New Bern, NC metropolitan area.

Home Value$182,314

YoY Change

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 28523 (Cove City).

Income (annual)

Down Payment

$36,463 on $182,314

Example: $75,000 household income. Change it above to see your own.

Affordable19.2% of income

Under the 28% guideline.

PITI$1,199

P/I19.2%

Afford$266K

Room+$84K

P&I $922Tax $128Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28523 is part of the New Bern, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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