Median home value in zip code 28532 (Havelock, NC) is $228,201, up 4.4% year over year. Part of the New Bern, NC metropolitan area.

Home Value$228,201

YoY Change

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 28532 (Havelock).

Income (annual)

Down Payment

$45,640 on $228,201

Example: $75,000 household income. Change it above to see your own.

Affordable23.4% of income

Under the 28% guideline.

PITI$1,464

P/I23.4%

Afford$273K

Room+$45K

P&I $1,154Tax $160Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28532 is part of the New Bern, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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