Median home value in zip code 28557 (Morehead City, NC) is $405,438, down 0.5% year over year. Part of the Morehead City, NC metropolitan area.

Home Value$405,438

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 28557 (Morehead City).

Income (annual)

Down Payment

$81,088 on $405,438

Example: $75,000 household income. Change it above to see your own.

Out of reach39.7% of income

Need $106,457/yr to afford.

PITI$2,484

P/I39.7%

Afford$286K

Gap-$120K

P&I $2,050Tax $284Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28557 is part of the Morehead City, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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