Median home value in zip code 28574 (Richlands, NC) is $271,137, up 4.3% year over year. Part of the Jacksonville, NC metropolitan area.

Home Value$271,137

YoY Change

+4.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 28574 (Richlands).

Income (annual)

Down Payment

$54,227 on $271,137

Example: $75,000 household income. Change it above to see your own.

Affordable27.6% of income

Under the 28% guideline.

PITI$1,727

P/I27.6%

Afford$275K

Room+$4K

P&I $1,371Tax $206Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28574 is part of the Jacksonville, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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