Median home value in zip code 28581 (Stacy, NC) is $243,963, up 6.8% year over year. Part of the Morehead City, NC metropolitan area.

Home Value$243,963

YoY Change

+6.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 28581 (Stacy).

Income (annual)

Down Payment

$48,793 on $243,963

Example: $75,000 household income. Change it above to see your own.

Affordable24.9% of income

Under the 28% guideline.

PITI$1,554

P/I24.9%

Afford$275K

Room+$31K

P&I $1,234Tax $171Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28581 is part of the Morehead City, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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