Median home value in zip code 28586 (Vanceboro, NC) is $188,085, up 2.2% year over year. Part of the New Bern, NC metropolitan area.

Home Value$188,085

YoY Change

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 28586 (Vanceboro).

Income (annual)

Down Payment

$37,617 on $188,085

Example: $75,000 household income. Change it above to see your own.

Affordable19.7% of income

Under the 28% guideline.

PITI$1,233

P/I19.7%

Afford$267K

Room+$79K

P&I $951Tax $132Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28586 is part of the New Bern, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New Bern, NC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.