Median home value in zip code 28601 (Hickory, NC) is $299,301, up 2.0% year over year. Part of the Hickory-Lenoir-Morganton, NC metropolitan area.

Home Value$299,301

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 28601 (Hickory).

Income (annual)

Down Payment

$59,860 on $299,301

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,873

P/I30%

Afford$280K

Gap-$20K

P&I $1,513Tax $210Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28601 is part of the Hickory-Lenoir-Morganton, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hickory-Lenoir-Morganton, NC analysis

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