Median home value in zip code 28630 (Granite Falls, NC) is $251K, down 1.2% year over year. Part of the Hickory-Lenoir-Morganton, NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hickory-Lenoir-Morganton, NC metro →

Home Value$251,080

YoY Change

-1.2%

AFFORDABILITY

Enter your income for 28630 (Granite Falls).

Income (annual)

Down Payment

$50,216 on $251,080

Affordable — 25.5% of income

Under the 28% guideline.

PITI$1,595

P/I25.5%

Afford$275K

Room+$24K

P&I $1,270Tax $176Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28630 is part of the Hickory-Lenoir-Morganton, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hickory-Lenoir-Morganton, NC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free