Median home value in zip code 28634 (Harmony, NC) is $279K, up 4.3% year over year. Part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Charlotte-Concord-Gastonia, NC-SC metro →

Home Value$279,238

YoY Change

+4.3%

AFFORDABILITY

Enter your income for 28634 (Harmony).

Income (annual)

Down Payment

$55,848 on $279,238

Stretch — 28.9% of income

Above 28% but manageable with cuts.

PITI$1,806

P/I28.9%

Afford$271K

Gap-$9K

P&I $1,412Tax $244Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28634 is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Charlotte-Concord-Gastonia, NC-SC analysis

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