Median home value in zip code 28635 (Hays, NC) is $200K, up 2.8% year over year. Part of the North Wilkesboro, NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: North Wilkesboro, NC metro →

Home Value$199,696

YoY Change

+2.8%

AFFORDABILITY

Enter your income for 28635 (Hays).

Income (annual)

Down Payment

$39,939 on $199,696

Affordable — 20.8% of income

Under the 28% guideline.

PITI$1,300

P/I20.8%

Afford$269K

Room+$69K

P&I $1,010Tax $140Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

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Metro Analysis

28635 is part of the North Wilkesboro, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View North Wilkesboro, NC analysis

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