Median home value in zip code 28636 (Hiddenite, NC) is $228K, up 4.3% year over year. Part of the Hickory-Lenoir-Morganton, NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hickory-Lenoir-Morganton, NC metro →

Home Value$228,151

YoY Change

+4.3%

AFFORDABILITY

Enter your income for 28636 (Hiddenite).

Income (annual)

Down Payment

$45,630 on $228,151

Affordable — 23.4% of income

Under the 28% guideline.

PITI$1,463

P/I23.4%

Afford$273K

Room+$45K

P&I $1,154Tax $160Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28636 is part of the Hickory-Lenoir-Morganton, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hickory-Lenoir-Morganton, NC analysis

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