Median home value in zip code 28676 (Elkin, NC) is $241,043, up 1.0% year over year. Part of the Mount Airy, NC metropolitan area.

Home Value$241,043

YoY Change

+1.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 28676 (Elkin).

Income (annual)

Down Payment

$48,209 on $241,043

Example: $75,000 household income. Change it above to see your own.

Affordable24.6% of income

Under the 28% guideline.

PITI$1,538

P/I24.6%

Afford$274K

Room+$33K

P&I $1,219Tax $169Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28676 is part of the Mount Airy, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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