Median home value in zip code 28678 (Stony Point, NC) is $266,043, up 3.7% year over year. Part of the Hickory-Lenoir-Morganton, NC metropolitan area.

Home Value$266,043

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 28678 (Stony Point).

Income (annual)

Down Payment

$53,209 on $266,043

Example: $75,000 household income. Change it above to see your own.

Affordable26.9% of income

Under the 28% guideline.

PITI$1,681

P/I26.9%

Afford$277K

Room+$11K

P&I $1,345Tax $186Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28678 is part of the Hickory-Lenoir-Morganton, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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