Zip Code

28678

Stony Point, NCHickory-Lenoir-Morganton, NC

Median home value in zip code 28678 (Stony Point, NC) is $266K, up 3.7% year over year. Part of the Hickory-Lenoir-Morganton, NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Hickory-Lenoir-Morganton, NC metro →

Home Value$266,043
YoY Change
+3.7%
AFFORDABILITY

Enter your income for 28678 (Stony Point).

$53,209 on $266,043
Affordable — 26.9% of income

Under the 28% guideline.

PITI$1,681
P/I26.9%
Afford$277K
Room+$11K
P&I $1,345Tax $186Ins $150
6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

28678 is part of the Hickory-Lenoir-Morganton, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Hickory-Lenoir-Morganton, NC analysis
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28678 (Stony Point, NC) Housing Market | CrashWatch