Median home value in zip code 28682 (Terrell, NC) is $531,323, down 1.0% year over year. Part of the Hickory-Lenoir-Morganton, NC metropolitan area.

Home Value$531,323

YoY Change

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for 28682 (Terrell).

Income (annual)

Down Payment

$106,265 on $531,323

Example: $75,000 household income. Change it above to see your own.

Out of reach51.3% of income

Need $137,529/yr to afford.

PITI$3,209

P/I51.3%

Afford$290K

Gap-$242K

P&I $2,687Tax $372Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28682 is part of the Hickory-Lenoir-Morganton, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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