Median home value in zip code 28704 (Arden, NC) is $436,064, down 3.8% year over year. Part of the Asheville, NC metropolitan area.

Home Value$436,064

YoY Change

-3.8%

Prices falling — better for buyers.

Affordability

Enter your income for 28704 (Arden).

Income (annual)

Down Payment

$87,213 on $436,064

Example: $75,000 household income. Change it above to see your own.

Out of reach42.6% of income

Need $114,000/yr to afford.

PITI$2,660

P/I42.6%

Afford$287K

Gap-$149K

P&I $2,205Tax $305Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28704 is part of the Asheville, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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