Median home value in zip code 28707 (Balsam, NC) is $299,871, down 5.8% year over year. Part of the Cullowhee, NC metropolitan area.

Home Value$299,871

YoY Change

-5.8%

Prices falling — better for buyers.

Affordability

Enter your income for 28707 (Balsam).

Income (annual)

Down Payment

$59,974 on $299,871

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,876

P/I30%

Afford$280K

Gap-$20K

P&I $1,516Tax $210Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28707 is part of the Cullowhee, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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