Median home value in zip code 28707 (Balsam, NC) is $300K, down 5.8% year over year. Part of the Cullowhee, NC metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cullowhee, NC metro →

Home Value$299,871

YoY Change

-5.8%

AFFORDABILITY

Enter your income for 28707 (Balsam).

Income (annual)

Down Payment

$59,974 on $299,871

Stretch — 30% of income

Above 28% but manageable with cuts.

PITI$1,876

P/I30%

Afford$280K

Gap-$20K

P&I $1,516Tax $210Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

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Metro Analysis

28707 is part of the Cullowhee, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cullowhee, NC analysis

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