Median home value in zip code 28723 (Cullowhee, NC) is $422,636, up 0.8% year over year. Part of the Cullowhee, NC metropolitan area.

Home Value$422,636

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 28723 (Cullowhee).

Income (annual)

Down Payment

$84,527 on $422,636

Example: $75,000 household income. Change it above to see your own.

Out of reach41.3% of income

Need $110,700/yr to afford.

PITI$2,583

P/I41.3%

Afford$286K

Gap-$136K

P&I $2,137Tax $296Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28723 is part of the Cullowhee, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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