Median home value in zip code 28731 (Flat Rock, NC) is $455,753, down 2.1% year over year. Part of the Asheville, NC metropolitan area.

Home Value$455,753

YoY Change

-2.1%

Prices falling — better for buyers.

Affordability

Enter your income for 28731 (Flat Rock).

Income (annual)

Down Payment

$91,151 on $455,753

Example: $75,000 household income. Change it above to see your own.

Out of reach44.4% of income

Need $118,886/yr to afford.

PITI$2,774

P/I44.4%

Afford$288K

Gap-$168K

P&I $2,305Tax $319Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28731 is part of the Asheville, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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