Median home value in zip code 28741 (Highlands, NC) is $1,025,990, up 8.1% year over year. Part of the Cullowhee, NC metropolitan area.

Home Value$1,025,990

YoY Change

+8.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 28741 (Highlands).

Income (annual)

Down Payment

$205,198 on $1,025,990

Example: $75,000 household income. Change it above to see your own.

Out of reach96.9% of income

Need $259,543/yr to afford.

PITI$6,056

P/I96.9%

Afford$296K

Gap-$730K

P&I $5,188Tax $718Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28741 is part of the Cullowhee, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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