Median home value in zip code 28743 (Hot Springs, NC) is $317,228, down 1.7% year over year. Part of the Asheville, NC metropolitan area.

Home Value$317,228

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 28743 (Hot Springs).

Income (annual)

Down Payment

$63,446 on $317,228

Example: $75,000 household income. Change it above to see your own.

Stretch31.6% of income

Above 28% but manageable with cuts.

PITI$1,976

P/I31.6%

Afford$281K

Gap-$36K

P&I $1,604Tax $222Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28743 is part of the Asheville, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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