Median home value in zip code 28746 (Lake Lure, NC) is $434,470, up 0.2% year over year. Part of the Forest City, NC metropolitan area.

Home Value$434,470

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 28746 (Lake Lure).

Income (annual)

Down Payment

$86,894 on $434,470

Example: $75,000 household income. Change it above to see your own.

Out of reach42.4% of income

Need $113,614/yr to afford.

PITI$2,651

P/I42.4%

Afford$287K

Gap-$148K

P&I $2,197Tax $304Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28746 is part of the Forest City, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Forest City, NC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.