Median home value in zip code 28777 (Spruce Pine, NC) is $238K, down 3.4% year over year.
Home Value$238,401
YoY Change
-3.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.
Enter your income for 28777 (Spruce Pine).
$47,680 on $238,401
Affordable — 24.4% of income
Under the 28% guideline.
PITI$1,522
P/I24.4%
Afford$274K
Room+$36K
P&I $1,205Tax $167Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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