Median home value in zip code 28785 (Waynesville, NC) is $380,388, down 5.0% year over year. Part of the Asheville, NC metropolitan area.

Home Value$380,388

YoY Change

-5.0%

Prices falling — better for buyers.

Affordability

Enter your income for 28785 (Waynesville).

Income (annual)

Down Payment

$76,078 on $380,388

Example: $75,000 household income. Change it above to see your own.

Out of reach37.4% of income

Need $100,286/yr to afford.

PITI$2,340

P/I37.4%

Afford$284K

Gap-$96K

P&I $1,923Tax $266Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28785 is part of the Asheville, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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