Median home value in zip code 28786 (Waynesville, NC) is $335,230, down 4.6% year over year. Part of the Asheville, NC metropolitan area.

Home Value$335,230

YoY Change

-4.6%

Prices falling — better for buyers.

Affordability

Enter your income for 28786 (Waynesville).

Income (annual)

Down Payment

$67,046 on $335,230

Example: $75,000 household income. Change it above to see your own.

Stretch33.3% of income

Above 28% but manageable with cuts.

PITI$2,080

P/I33.3%

Afford$282K

Gap-$53K

P&I $1,695Tax $235Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28786 is part of the Asheville, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Asheville, NC analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.