Median home value in zip code 28789 (Whittier, NC) is $325,261, down 1.3% year over year. Part of the Cullowhee, NC metropolitan area.

Home Value$325,261

YoY Change

-1.3%

Prices falling — better for buyers.

Affordability

Enter your income for 28789 (Whittier).

Income (annual)

Down Payment

$65,052 on $325,261

Example: $75,000 household income. Change it above to see your own.

Stretch32.4% of income

Above 28% but manageable with cuts.

PITI$2,022

P/I32.4%

Afford$282K

Gap-$44K

P&I $1,645Tax $228Ins $150

6.50% 30yr, 20% down, county tax + NC ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

28789 is part of the Cullowhee, NC metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cullowhee, NC analysis

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