Median home value in zip code 30728 (Lafayette, GA) is $216,149, up 0.0% year over year. Part of the Chattanooga, TN-GA metropolitan area.

Home Value$216,149

YoY Change

+0.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 30728 (Lafayette).

Income (annual)

Down Payment

$43,230 on $216,149

Example: $75,000 household income. Change it above to see your own.

Affordable22.8% of income

Under the 28% guideline.

PITI$1,422

P/I22.8%

Afford$266K

Room+$50K

P&I $1,093Tax $162Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

30728 is part of the Chattanooga, TN-GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chattanooga, TN-GA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.