Median home value in zip code 31064 (Monticello, GA) is $300,117, up 4.8% year over year. Part of the Atlanta-Sandy Springs-Alpharetta, GA metropolitan area.

Home Value$300,117

YoY Change

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 31064 (Monticello).

Income (annual)

Down Payment

$60,023 on $300,117

Example: $75,000 household income. Change it above to see your own.

Stretch30.9% of income

Above 28% but manageable with cuts.

PITI$1,934

P/I30.9%

Afford$272K

Gap-$29K

P&I $1,518Tax $250Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31064 is part of the Atlanta-Sandy Springs-Alpharetta, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Atlanta-Sandy Springs-Alpharetta, GA analysis

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