Median home value in zip code 31064 (Monticello, GA) is $300K, up 4.8% year over year. Part of the Atlanta-Sandy Springs-Alpharetta, GA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Atlanta-Sandy Springs-Alpharetta, GA metro →
Home Value$300,117
YoY Change
+4.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for 31064 (Monticello).
$60,023 on $300,117
Stretch — 30.9% of income
Above 28% but manageable with cuts.
PITI$1,934
P/I30.9%
Afford$272K
Gap-$29K
P&I $1,518Tax $250Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
31064 is part of the Atlanta-Sandy Springs-Alpharetta, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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